Barge Type: Know Your Spitzen From Your Clip

Barge Type: Know Your Spitzen From Your Clip

For newcomers to barge holidays, all barges may look the same. However, there are many types of ships with striking differences in history and design. This model evolved over 200 years, adapting to changing conditions and technology. In Europe, the barge – ships barges – connecting the English Channel, Atlantic Ocean and Mediterranean Sea. Here is a brief overview of the most common vessels you might encounter on your barge vacation.
Tjalks and Klippers Barge Type: Know Your Spitzen From Your Clip

This barging tradition can be traced back to the seventeenth century. Originally wind-powered Tjalks were built of wood; In the nineteenth century, ship builders began to consider the possibility of iron and on twentieth century steel properties exploited by this industry. Therefore, the modern version of Tjalk is constructed of iron or steel, yet retains the stern arch of indigenous wood.

Designed for fast-flowing estuaries and rivers in the Netherlands, the tough Klipper is always built of iron or steel. The use of steel leads to a stronger vessel, although this introduces the danger of corrosion. Klipper’s steering sat under a stern round and ridden with wheels. Barge Type: Know Your Spitzen From Your Clip

Beurtmotor and Luxemotor

Beurtmotor is used for passengers and cargo and often travels to a reliable schedule, replacing steam-powered steamers. It became even more popular with the introduction of diesel engines because their scheduling was more consistent than ever before. Like other barges, Beurtmotor was built to navigate the shallow waters – anywhere between 3 and about 10 feet of water. However this is not a limitation, as most inland waters in western Europe conform to this requirement.

Luxemotor trailblazing was built in the early 20th century and was the first barge to have its own machine. Driving on Beurtmotor’s success, they are quite luxurious with plenty of space – including kitchens and toilets – as well as a pointy bow that is ideal for more open waters.

Spitz

Spitz has a long and varied history. They were built to the standard of Freycinet imposed by Napoleon during the standardization period, and the ship was first withdrawn by hand (or horse). However, after the Second World War many Belgian Spitz ships were kitted out with tank machines that were often disabled. With some adjustments at the stern to fix the wheel, the Spitz Motor version is designed for canals in France, Belgium and the Netherlands.

European Air Line: Our Fleet

The European Airway fleet includes a barge with lots of history behind them. Vacation barges match the history lover and cruise ship enthusiasts. For example, L’Art de Vivre – the oldest fleet – is an English model and built in the First World War to supply allied forces in the Somme. The beautiful Rosa is the Dutch Clipper carrying a variety of cargo in the early 20th century Dutch. Both now enjoy retirement by walking the beautiful streets of France, lovingly recovering in a way that celebrates their stunning legacy. Barge Type: Know Your Spitzen From Your Clip

Paul Newman is a Marketing and E-Systems Executive for European Waterways, the most respected all-inclusive luxury barge provider in France and other major destinations. Part of an experienced barge team, Paul first queued to support a slow-paced barging cruise facility for anyone looking for a unique holiday experience. Barge Type: Know Your Spitzen From Your Clip

Reasons to Live in Retirement Communities

Reasons to Live in Retirement Communities

It is difficult to accept the changes that occur with age. If you have family members that reach the point where it is challenging to keep abreast of the tasks required for home ownership, you are already facing this problem. It’s hard to embrace the fact that the person you love, or maybe yourself, may need less responsibility and have to move away from the family home. Many are reluctant to even consider let alone make such changes. It’s possible that you have a preconceived idea of ​​what a retirement community is like, and maybe that’s not very positive. There are so many new areas that are specifically aimed at seniors, and they have a beautiful living environment. It will be worth your while to check out one, like PebbleCreek Retirement Community. There is no harm in looking around and seeing what they offer. This can help make your decision making process easier. Reasons to Live in Retirement Communities

Benefits to Living in Retirement Communities

The first thing you’ll find is there is no yard work or home care needed. These tasks are sometimes too physical with age, but you want your home to look good inside and out. In the retired community, all these things are kept for you. You do not have to worry about mowing the lawn, shoveling snow, changing light bulbs, and many other things. If you really love gardening, some communities have areas that you can adopt; You do not have to let go of everything. You will find a good balance for you, but the option of not having to take care of these items is a bonus.
Switching to such a community can also improve the relationship you have with your family. Often you find that you are very dependent on grown children or other family members to take care of everything. You may feel that you are being a burden and will choose not to ask when something needs to be done. It may also be tense if the schedule does not allow things to happen soon. Both sides of the situation may be a struggle, and it is difficult on the parent relationship of the child. If there are other options available for help, you may find that when you do these things together it will be much easier.
The social interactions found in the pension community are very important. There are many activities on offer, and some people are involved. This can give you a chance to try new things while meeting new people. There may also be facilities in your community that allow you to swim, play golf or tennis, or have walkways. It gives you the option to stay fit and healthy without having to travel to do so. Easy to make friends in this environment because there are many people, all at the same stage in life. If you live in the neighborhood, it’s hard to find a place to meet people. Reasons to Live in Retirement Communities
There are security factors to consider as well. Most communities will have some kind of security by reason of limiting access to those who do not live there. Many homes or apartments will also be part of an emergency response system, allowing residents to remind someone if they have a problem. It can entertain the family as well.

Reasons to Live in Retirement Communities

You still have to evaluate and make the best decision in your situation. As you weigh the options you have, be sure to visit places like PebbleCreek Pensions Community, or others in your area. They will give you more information, which will help you decide what to do next.

Dangers of Cortisone Cream for Itchy Members

Dangers of Cortisone Cream for Itchy Members

Many people reach for cortisone cream as the number one drug against itchy skin. Although cortisone cream can work well for some parts of the body, such as the arm or leg, it is recommended that men be careful while using cortisone cream on adulthood. If nothing else works for an itchy member, even the best change in hygiene and good organ grooming, a man may need cortisone cream – but he also needs to know the maturation problems that might potentially cause it to go down.
What men need to know about cortisone cream

Dangers of Cortisone Cream for Itchy Members

Cortisone cream contains very low amounts of steroids. These creams contain so little, in fact, that they are sold on the table and most people never experience any negative side effects from their use. The catalyst cream works very well for those who have skin allergies, such as battles with poison ivy or something in their environment that causes itchy rashes. It also works very well for those who have certain skin conditions, such as psoriasis or eczema. Keep in mind that this cream stops allergic reactions, thus stopping the itching; they do not really treat the underlying conditions.

When it comes to a smoother skin, as with members, it pays to use cortisone cream very carefully. That’s because many men report changes to the skin of their male organs after using cortisone creams, including skin thinning, redness, and the appearance of wax. Some irritation can also occur. Those with darker member skin may find that the use of cortisone cream also makes the skin lighter, or leaves it with patches that change color. Using long-term cortisone creams can also produce stretch marks in adulthood, thanks to skin thinning.

How to Use Cortisone Cream Correctly

A man should never brand the cortisone cream at a pharmacy and start using it. It is important to remember how to use it, and what steps to take before switching to the cream.

1) Find out the cause. A man who has a serious itch member needs to treat the reason for his problem, and not just cover it up by getting rid of itching. There may be a problem with allergies, parasites, or even social joint infections. A visit to a doctor or dermatologist can help a man know what is going on.

2) Use sparingly. When applying cream, do not be smeared. Use only the smallest amount to get results. This should be nothing more than what can be squeezed into a fingertip.

3) Use for a short time. The cortisone cream should be used for temporary relief, which may mean only a few days. This should give the man enough time to take medication or follow the doctor’s instructions on how to relieve the underlying itching cause.

4) Avoid skin irritation. If the skin of the member is damaged in any way, such as irritation to leaving small cuts or abrasions, do not put the cortisone cream on it. It is not only painful like crazy, it can also let cream infiltrate the skin, which can cause further problems. And do not scratch! Scratching members can get cortisone too deep, causing the problem of maturity.

5) Do not cover the area. When using cortisone cream, try to let the naked skin member. This allows the cream to do its work while the skin ‘breathes’ a bit, reducing some of the potential damage that could come from the use of cortisone cream.

One of the best solutions for itchy members is great hydration. That’s something a man with male head health (a health specialist recommends Man 1 Man Oil, which is clinically proven to be mild and safe for the skin), which includes vitamin E and Shea butter. This one or two hydration blows can make the member’s skin smooth, supple and itch-free.

Private Airport Transfer to Negril Jamaica

Private Airport Transfer to Negril Jamaica

Of any choice, you always deserve the best; your travels in Jamaica will avail basically two types of airport /hotel transfers. One option is a shared service and the other is private taxi service. While the choice is always yours; you will more likely than not choose the one that best serves your needs.
Travelling to the resort town of Negril is always a thrilling ride; situated about 50 miles west of Montego Bay or approximately one hour away your stay in Negril promises to be a great experience. Famous for its many small hotels, villas and guest houses, Negril is truly a gem of resort town. Famous for its Seven-Mile Beach that has graced the cover of many travel magazines, Negril has something for everyone. It is also has another famous spot that attracts hundreds, if not thousands of visitors daily; whether they are staying there or just checking out the resort town for the day. No one should visit Negril without a stop at the joint called, Rick’s Café, a place for cliff diving and watching beautiful sunsets.

 

Getting to Negril from the airport in Montego Bay is easy, the road surface is good and the sceneries are breathtaking. However, to compliment all the wonderful things private airport transfer to Negril is certainly the better option. While it could be the more expensive option, it is more than likely turned out to be better than you first thought.

Vacations are special and most times too short , hence, maximizing every last minute of the vacation should be explored and this is where the private option comes in handy. On the other side of the coin, the shared option could cost a little less but may eat into your vacation time. In choosing the shared option there are several factors that can cause a delay and adversely impact the outcome of your vacation. One could that the bus could take a long while to be filled; another is that there will be a series of stops at other resorts to drop off other guests.

Private Airport Taxi to Negril is certainly the way to go. Instead of sitting on a big bus waiting for it to be filled, you could be off on your journey as soon as you exit the airport. In no time you will be settled in at your resort and enjoying visits to the pool of the bar or sitting on the beach sipping on tropical cocktails. Other important features of your service include being transported in a modern vehicle that is fully air-conditioned. For guests travelling with children, most Montego Bay Airport Transfer Service Company do provide complimentary child seat of the young ones safe.

Go private!!! You will be glad you did. Depending on the size group it may not even cost more than the second option. You get to control your pace and stops are accommodated. Another important feature is that using Private Airport Taxi will allow you to experience the thrill of officially starting your vacation in the private vehicle with an amiable driver who will treat you to the richness of all his country has to offer…all along the way it will be Jamaica where there is “NO PROBLEM MON”

Sport Calls Inviting Customers To Explore The New Range

Sport Calls Inviting Customers To Explore The New Range Nike Mercurial Superfly Soccer Cleats Available

There are many football fans who know about the quality and outstanding features of Nike Mercurial shoes. They are now also able to purchase these excellent football shoes at a low price from the Sport Kick online store and can also ensure free shipping on their doorstep.
This online store brings the adorable collection of Nike Mercurial Superfly, which includes the new FGG FG 2017. Newly released soccer football comes with a Nike 3D speed plate, so players can achieve tremendous speed and improve their performance. Superfly shoes are a hot favorite amongst top soccer players like Cristiano Ronaldo and can now show off Ronaldo’s style with Nike Mercurial Superfly shoes. Nike has designed these superfly shoes to attack players who want to play football at high speed. Sport Calls Inviting Customers To Explore The New Range Nike Mercurial Superfly Soccer Cleats Available

 

Players who want to bring a storm of lighting to their natural game can take Nike Mercurial Superfly V CR7 shoes from online stores at a discount. These shoes are very beautiful with their super pieces and are better suited for attacking game games on the grass field. Superfly V CR7 is often exhibited by the attacking elite players and they love to wear these shoes for their dynamic shirt collar that locks the legs in place. The shoe comes with a sturdy single plate that guarantees extraordinary speed and dynamism with better stability.

Football lovers can not resist the looks and style of the Nike Mercurial SuperFly V FG Neymar which is now available for a bargain price at the Sport Kick web shop. These shoes are known to give extraordinary touch and incredible speed where players can hit the ball to score goals. The innovative Flyknit wraps completely cover the legs and one can walk at top speed on the playground. The shoes are named according to Brazilian strikers and customers can now think of playing soccer like football that started with Nike SuperFly V FG Neymar at their feet.

One can check the entire collection of Mercurial Superfly series of available shoes at a low price on the website Sport Calls Inviting Customers To Explore The New Range Nike Mercurial Superfly Soccer Cleats Available

New dynamic atrium from Printemps

New dynamic atrium from Printemps

Printemps, the historic department store on Boulevard Haussmann in Paris, France, gets a makeover with a stunning atrium that runs vertically from the lower floor to the 9th floor.
Through its long history, Printemps is the first department store to use electricity, lift lifts and introduce modern architectural achievements such as large spiral staircases and 42-meter-tall dome. As part of today’s Printemps reconstruction, the goal is to introduce a new atrium that allows visitors to see all levels. New dynamic atrium from Printemps

The interdisciplinary research-based architecture studio, UUfie, in charge of this dynamic feature applies the concept of vertical dome, which is also called the hijab into the atrium as it pierces the heart of the building; reminded and saluted the store iconic stained glass dome seen in 1894. The hijab weighs 24 tons, but appears to float in front of a vertical circulation with glass floors and mirrored ceilings. 25.5 meters tall and 12.5 meters wide, consisting of a white painted aluminum panel with approximately 17,200 axis shaped openings that reveal the glass layer of Dichroic, which changes color based on people’s point of view, which gives it colorful qualities. The floral relief created by two layers of aluminum surface is an interpretation of the image found in historic stained glass; diverted to repetitive patterns which are then randomized to form a color burst on the white surface. New dynamic atrium from Printemps

New dynamic atrium from Printemps geometry is understood by connecting the four angles of emptiness with simple curves in plan and elevation. The combination of two-dimensional curved panels gives the overall shape of the full veil. Proper assembly allows for perfect joint control between each panel. On the opposite side of the hijab is a one-way mirror wall covering the twelve newly installed escalators. This creates a reflection that complements the hijab symmetry and gives the appearance of a widened void.

Visitors approach the space through the dark hallway to the escalator behind a one-way mirror. Between floors 4-8, a hole in the wall of a one-way mirror gives an unobstructed view of the hijab. Development through space provides a variety of perspectives and moments to experience the ever-changing color and color changes in the void. Acting as the backbone of the main building, it channeled energy to different retail concepts on every floor and brought some of the building’s history to date.

To negotiate existing building constraints and strict fire regulations has resulted in a symbolic and expressive space of ingenuity in architecture and engineering. The entire project was built in just eight months, while the shops are still operating. New dynamic atrium from Printemps

Restoring the Past in the Galapagos

Restoring the Past in the Galapagos

Giant tortoises are one of the best known animals in the Galapagos Islands. And, for nature lovers who choose wildlife holidays in the Galapagos, this is one of the most sought-after encounters. Like many other animals, however, despite its iconic status as the world’s largest tortoise, it faces the challenge of survival, and is now extinct or nearly extinct on several islands in the archipelago.
Of the 14 native populations, only eleven are left – with many of them considered to be highly threatened. The GTRI (The Giant Tortoise Recovery Initiative) is a conservation project  aimed at changing the flow and restoring its population across the island. Restoring the Past in the Galapagos

GTRI work

Established in 2014, GTRI has worked closely with the Directorate of National Parks to achieve a number of objectives. The long-term goals of the initiative include:

• Restoring population to historical summits throughout the archipelago. This includes breeding programs to recover the islands where endemic subspecies have become extinct. Restoring the Past in the Galapagos

• Rejuvenate and restore the required habitat.

• Survey of current population to inform future conservation research and efforts.

• Use genetic advances to improve future conservation programs.

Why Do They Need Help?

In an environment where it has no natural predators for millions of years, the Giant Turtles become the animals most affected by human arrivals on the islands. For years, they were used as a food source by settlers and maritime tourists, who managed to find out that they were able to survive for long at sea. They transport them aboard in holding the ship, and then kill them as needed.

In addition to being a source of food, the population is devastated by the introduction of animals such as dogs, goats, cows and pigs. Dogs and pigs loot eggs and hatchlings, while cattle and goats compete with the turtle’s own food source.

Although it is illegal to catch them today, and introduce animals gradually controlled or removed, in some cases too late. But generating an extinct subspecies, such as endemic disease on the island of Floreana, becomes a reality in itself by GTRI’s deductive work.

Progress Created

Species from Floreana Island have been deemed extinct since 1850. But thanks to advances in DNA testing, scientists were able to determine their genetic traces in 2008. They then tested the hybrid population on Wolf Isabela volcano island that has different DNA, and found that it fits well the extinct Floreana species. How this cross-crossing takes place is a mystery, although the most likely explanation is through human intervention, perhaps by dismantling them among the different islands.

A group of 30 have been transferred to a research center in Santa Cruz, where scientists can analyze their DNA even further. It was found that two were classified F1, meaning that they were descended from two elderly races. Through a breeding program, GTRI now intends to refill Floreana Island with the offspring of these animals – effectively bringing the species back from the dead.

Visit the Past and Future on Holidays in the Galapagos

Thanks to GTRI, past species are now closely related to their future, and it is highly likely that populations can be restored to their natural habitat. Visitors to wildlife vacations in the Galapagos can visit the Tortoise Center in Santa Cruz to see the resurrection of Tortoise Giant Floreana in (albeit very slowly). Restoring the Past in the Galapagos

The Finest Vineyards in France: The Wine of Saint-Émilion

The Finest Vineyards in France: The Wine of Saint-Émilion

Part of experiencing of the culture and heritage of any place to is to taste it. In Bordeaux, this means sampling the area’s many rich wines from one of the oldest and largest growing regions. For connoisseurs, Bordeaux is a paradise for enjoying wine tours.
Saint-Émilion is a must-see region for any traveller in search of the finest wine, which is bound to exceed your highest expectations. On board Rosa, you’ll experience a wide range of luxurious flavours, whether it’s a rich and full-bodied red, or a light and aromatic white.

 

UNESCO World Heritage Site

In 1999, Saint-Émilion was declared a UNESCO World Heritage Site, and it’s easy to see why. The history of grape-growing in the region is like no other, as the taste proves. Saint-Émilion, the oldest and largest appellation in Bordeaux, dictates over 5,500 hectares of land to growing grapes.

On board Rosa, you’ll cruise along the Dordogne River, soaking up the sights, smells and tastes of Bordeaux. Learn all about the varieties of wines produced here, from Médoc to the left to the vast selection found on the right bank of the river.

Types of Grape

Two of the most widely grown grapes in Saint-Émilion are the Merlot and the Cabernet Franc. Differing in taste and structure, these varieties have something for every connoisseur’s palate.

Merlot is composed of a rich, full-bodied combination of flavours with hints of plum, blackberries, dark cherries and chocolate, while Cabernet Franc is lighter and floral. The latter has become increasingly popular in recent years, due to its ability to thrive in spite of changes in climate.

Saint-Émilion Soil

Wines vary greatly in this region, which is due in large part to the differences in soil from vineyard to vineyard. For the most part, Grand Cru wines that are produced in this area are grown in soils that are rich in limestone, which can be found in the hills that surround Saint-Émilion. This greatly benefits the grapes, as the soil has vital minerals, such as calcium, that are needed to help vines grow. What’s more, its consistency provides excellent drainage.

Alternatively, the soil around Canon-La-Graffeliére boasts a sandy texture, which produces widely enjoyed and lighter-bodied tipples. When you join one of the many wine tours on offer, you can discover even more about the growing conditions and flavours of the region.

Itinerary Imperatives

When travelling through France, wine tours must be on any itinerary. You’ll be able to wow friends and family back home with your extensive knowledge at dinner parties and events. While on board Rosa, you’ll experience the process of wine-making from the very first grapes harvested to the first sip of a freshly uncorked bottle. You won’t find a more authentic or delicious taste of France anywhere.

Paul Newman is the Marketing and E-Systems Executive for European Waterways, the UK’s most respected provider of all-inclusive, luxury barge holidays. Offering holidays to France and other great destinations, itineraries include wine tours and other cultural and themed activities. Part of a team of experienced barging aficionados, Paul is first in line to endorse the perks of a slow-paced barge cruise to anyone looking for a unique holiday experience.

3 Unique Ways to Make Your Bedroom Organized & Comfy

3 Unique Ways to Make Your Bedroom Organized & Comfy
A bedroom needs to be comfortable and cozy. It should have a bed that allows you to relax after a long day. It should be the best place in your house and it should also show off your personality. But for a bedroom you should never compromise the comfort for aesthetics but that does not mean that you cannot make it look beautiful. The most important thing for creating a relaxed atmosphere is to keep things organized and clean.

Here are some tips for making sure that your bedroom is comfortable and well-organized. 3 Unique Ways to Make You r Bedroom Organized & Comfy

Adding a soft touch: 3 Unique Ways to Make Your Bedroom Organized & Comfy

It is important that the bedroom does not just look beautiful but also feels soft and comfortable. Create cozy layers on the bed which will add a lot of texture. The high-quality duvets are out of your budget then you can find a goose down duvet sale and make the bedroom cozy. You should try mixing different materials as it will add texture to the whole room. Add pillows of different sizes and shapes and it will make the bedroom soft and cozy.

Smart storage solutions:

The key to keeping the bedroom organized is to make sure that you have enough storage space. If there is no storage space then there will be a mess and clutter in the room which is not a good sight. If you want to add storage space without compromising the aesthetics of the bedroom then you should come up with smart storage solutions.

There are so many different areas in the bedroom that can be used as storage space. The under the bed space is an excellent space for keeping your boxes. You can store winter clothing and bedding items under the bed. Placing shelves behind the bed is also an excellent idea especially for a small room. You can use these shelves to keep the books and decorative items safe. The back of the door can be used to hang. You can use the door storage organizers. The shoe collection can make a lot of mess so it is important that you create a perfect storage space for the shoes. Avoid just throwing them in the corner. You can use an upcycled ladder that should be put it against the wall and you can simply hook the shoes over the steps and they will stay neat and organized.

While thinking of storage space, try to think out of the box so that you can make the best of the layout of the room.

Keeping the closet organized:

One area that you will find difficult to keep clean and organized, is the closet. People take out the cloths and when they change they just throw the cloths in the closet which ends up creating a huge mess. The mess can extend to the whole bedroom and you will have cloths just lying around in the room. You should divide the closet in different sections so that you can keep all the cloths organized. Use the shelves to store clothing items like sweaters so they can maintain their shape. Fold them properly so that they do not create a mess.

Insurance Discount you missed at

Insurance Discount you missed at

Having your vehicle and home insured is mandatory if you want to protect your assets from unexpected events. However, peace of mind is not always cheap. If you are looking for homeowner insurance in North Andover, MA, you may be looking for a good-sized policy that will not break the bank. If saving money is important to you, it’s time to look at all your policies. Did you know that there may be many discounts for your insurance that you have missed? From car insurance to homeowners, here are some discounts you should get.

Military discounts No matter what military branch you’ve served, you deserve recognition for your time in the U.S. Armed Forces. From the Army to the Coast Guard, most insurance agents will honor your service by giving you a discount for your insurance. In many cases, this can be applied to your various policies and not just one.
Good Student Discount. If you or one of your dependents are currently attending school, there may be a discount on your insurance policy based on your value. However, the guides may vary depending on your carrier and your policy. For example, some companies may request that your score be high enough to be earned on the honors or deans list. Some may just ask for a GPA at some point. In some cases, there may be an age limit or class limit for discounts. We recommend contacting your insurance provider directly to inquire about the possibility of this discount. Insurance Discount you missed at
Some Discount Cars. Have more than one driver living under your roof? There may be a discount for that! Many insurance companies will offer a discount if you have multiple drivers or cars insured with them.
Discount Bundling. If you have a homeowner’s insurance policy, you may also have a car insurance policy. You may even have policies on boats, ATVs, or motorcycles. However, if you have it all insured with a different company, you could lose the discount. Bundling your insurance policy together with one company will usually save you money. Not only will you get a rebate of all your policies with one carrier, it will make it easier to file a claim and pay your bills on time. Instead of dealing with different premiums and due dates, all your payments will be rolled out into one. Insurance Discount you missed at
Organizational Discount. Sometimes, the company will offer a discount if you are a member of a particular organization or company. Often, large companies will negotiate discounts with certain carriers as an incentive to have their employees enter with them. However, this is not always available to all organizations or operators. For more details, talk with your insurance carrier.
Discounted equipment. If you have an alarm system, camera or other special safety features in your home or vehicle, your carrier may offer a discount. This is because additional safety features can prevent accidents or accidents from entering, causing claims to be filed. If your car does not come with a qualifying feature, you can add it after you buy it.

Insurance Discount you missed at

Getting the best deal for your homeowner’s insurance in North Andover, MA, is easier than you think. Simply find an insurance company that offers discounts in the area you need and provide adequate coverage. Now you know all the discounts you can miss, why should you issue an expensive policy? Plus, having homeowners and other policies brought by the same company, you can save time, money, and energy in the long run.